Samsung Galaxy Z Fold 8 Financing & Monthly Payments
Use this Galaxy Z Fold 8 guide to separate published purchase terms from offers that are still pending confirmation.
Financing Is Not a Discount
Published monthly payments, terms, and APR are shown separately from trade-in credit and carrier bill credits. A Pending seller field means the product-specific term was not verified — not that the cost is $0.
Fold8 Financing Comparison
Samsung directMonthly payment: Confirmed
- Published monthly payment
- $79.17/month (256GB)
- Term
- 24 months
- APR
- 0% APR
- Down payment
- Pending / checkout dependent
- Taxes / upfront
- Pending / checkout dependent
- Plan requirement
- No carrier plan stated
- Promotion mechanism
- Trade-in and no-trade-in discounts are separate from financing.
- Last verified
- 2026-09-17
- Source
- Official source
AT&TMonthly payment: Confirmed
- Published monthly payment
- $52.78/month (256GB); $58.34/month (512GB); $69.45/month (1TB)
- Term
- 36 months
- APR
- 0% APR
- Down payment
- $0 down for well-qualified customers
- Taxes / upfront
- Tax on full retail price due at sale
- Plan requirement
- Eligible plan required for promotional bill credits.
- Promotion mechanism
- Up to $1,200 bill credits over 36 months; as low as $19.45/month after credits with eligible trade-in. Bill credits are not financing.
- Last verified
- 2026-10-04
- Source
- Official source
T-MobileMonthly payment: Confirmed
- Published monthly payment
- $52.78/month before promotion (256GB)
- Term
- 36 months
- APR
- 0% APR for qualified buyers
- Down payment
- Pending / credit dependent
- Taxes / upfront
- Pending / checkout dependent
- Plan requirement
- Experience Beyond required for the listed “On Us” path.
- Promotion mechanism
- Trade-in promotion is separate from the device-payment baseline.
- Last verified
- 2026-10-04
- Source
- Official source
VerizonMonthly payment: Confirmed
- Published monthly payment
- $52.77/month (256GB)
- Term
- 36 months
- APR
- 0% APR
- Down payment
- Pending / checkout dependent
- Taxes / upfront
- Pending / checkout dependent
- Plan requirement
- Standard device-payment baseline; qualified promotions have separate Simplicity or Unlimited Plus / Unlimited Ultimate requirements.
- Promotion mechanism
- $460 in Simplicity promotional credits over 48 months with a qualified new-customer switch, or up to $1,100 in trade-in promotional credits over 36 months with a qualified upgrade. Promotional bill credits are not ordinary financing.
- Last verified
- 2026-09-18
- Source
- Official source
Best BuyMonthly payment: Confirmed
- Published monthly payment
- $70.84/mo suggested payments with 24-Month Financing
- Term
- 24 months
- APR
- Published 24-month financing option
- Down payment
- Pending / checkout dependent
- Taxes / upfront
- Pending / checkout dependent
- Plan requirement
- No carrier plan stated for checked unlocked SKU
- Promotion mechanism
- Retailer-published suggested payment; current SKU price is $1,699.99 with $200 savings from $1,899.99 Comp. Value.
- Last verified
- 2026-10-18
- Source
- Official source
Frequently Asked Questions
Are pending offers confirmed deals?
No. Pending means Fold Phone Guide has not verified a current, phone-specific term on a first-party source.
Does this guide mix Fold8 Ultra offers with Galaxy Z Fold8?
No. This page only uses information that explicitly identifies the Galaxy Z Fold8.